Financial / Mortgage Disclosure
This website is operated by:
Aram Sargsyan (Sam)
Realtor & Mortgage Loan Originator
Real Mortgage Guy
NMLS 2505489
Licensed in the State of Florida
NMLS Consumer Access: https://www.
Equal Housing Opportunity
General Information
All information provided on this website is for informational and educational purposes only and should not be considered a commitment to lend or extend credit.
Loan Approval
All mortgage applications are subject to:
Credit approval
Income verification
Asset verification
Property eligibility
Underwriting guidelines
Not all applicants will qualify for financing.
Rates, Terms, and Programs
Interest rates, loan programs, and terms:
Are subject to change without notice
May vary based on borrower qualifications
Depend on market conditions and lender guidelines
Payment Estimates
Any payment examples, affordability calculations, or loan scenarios:
Are estimates only
Do not include all possible costs
Are not guaranteed loan terms
Actual payments may vary based on:
Taxes
Insurance
HOA dues
Credit profile
Loan structure
Third-Party Lenders
Real Mortgage Guy works with third-party lenders and financial institutions.
We do not control:
Final loan terms
Approval decisions
Underwriting outcomes
No Guarantee of Approval
Submission of information or application:
Does not guarantee loan approval
Does not create a lending obligation
Consumer Responsibility
Borrowers are responsible for:
Providing accurate information
Reviewing loan terms carefully
Consulting with professionals if needed
Fair Lending & Equal Housing
We comply with all applicable federal and state laws, including:
Equal Credit Opportunity Act (ECOA)
Fair Housing Act
We do not discriminate based on:
Race, color, religion, sex, handicap, familial status, national origin, or any protected class.
Contact Information
Aram Sargsyan (Sam)
Realtor & Mortgage Loan Originator
Real Mortgage Guy
NMLS 2505489
Phone: 954-541-0041
Email: sam@moonstone.mortgage
